I met Jamye about two years ago as she was referred to me by another client for tax services. I instantly got that go getter vibe from her because she spoke vividly about her passion for fashion and designing. So I was not at all surprised when I received the email newsletter about the Grand Opening of Pink Pineapple Boutiques.
I was intrigued simply by the name and of course as only a true entrepreneur would, she explained "Pineapple" has become the universal symbol for hospitality, welcome, charm and style and the color "Pink" is known to evoke creativity and warmth and is simply one of her fave colors. Located in a cute, welcoming and charming studio overlooking Historic Downtown Avondale Estates near Decatur, Georgia.
A graduate of Vanguard School of Interior Design, Certified Interior Redesigner and Stager and 10 years of experience, Jamye feels that many people have the desire to learn about decorating, but not the financial means. With this she has created affordable and informational workshops and classes for the decorating novice.
With the recent purchase of my home and me being so not a designer or stylist, I realized I needed some guidance and decided to take one of her class, BEYOND BEIGE CLASS, Here's the class description: Color can be the most affordable and effective way to change the mood of a space yet for many people it’s the most confusing and daunting task. In our exciting Beyond Beige class we will demystify the process and teach you how to properly use color in fabrics, paints and finishes, we will also guide you through an array of color samples and paint chips. We encourage you to bring pics of your “color challenged” rooms. This two hour class includes refreshments and a fan deck for you to keep
It was great, very informative and has provide me a foundation on how to proceed with decorating my dream home.
Check out more on Jamye, her business, Pink Pineapple Boutiques and signup for one or more classes, you won't regret it.
Small Business Corner - Pink Pineapple Boutiques
Women Achievement Months - Madam CJ Walker
One of my heroine and favorite person to read about is Madam C.J. Walker. she was an American businesswoman, hair care entrepreneur, tycoon and philanthropist. Who made a way out of no way to accomplish what many man and woman, black or white only dreamed about during her time.
According to The Guinness Book of Records, Madam CJ Walker was the first female millionaire. She made a fortune by developing and selling beauty and hair products for black women.
Born Louisiana, the first member of her family to be born free. Her parents had been slaves. She was widowed by the age of 20. Once working for $1.50 as a laundress, she joined St. Paul's African Methodist Episcopal Church, which helped develop her speaking, interpersonal and organizational skills.
During the 1900's the lack of indoor plumbing, electricity and central heating contributed to improper hair care, which lead to severe dandruff and scalp disease. She lose her hair but found a desire to develop a helpful product.
In 1905, Madam Walker moved to Denver, Colorado, where she worked as a sales agent for Annie Malone, another black woman entrepreneur who manufactured hair care products. She consulted with a Denver pharmacist, who analyzed her mentors formula and helped her formulate her own products. She often told reporters that the ingredients for her "Wonderful Hair Grower" had come to her in a dream.
In 1906 she married for the fourth time to Charles Joseph Walker, a St. Louis newspaperman, and changed her name to "Madam C.J. Walker". She founded the Madam C.J. Walker Manufacturing Company to sell hair care products and cosmetics. Madam Walker divorced Walker in 1910 and moved her growing manufacturing operations from St. Louis to a new industrial complex in Indianapolis. By 1917 she had the largest business in the United States owned by a black person.
Her story not only inspires because of her business sense but also for your desire to better her people. She used her company to build wealth and as a means to promote economic opportunities for others, especially black people. Her pride and joy was in profitable employment, now thousands of black women were not only limited to domestic labor, they worked for her as commissioned sales agents and could earn from $5 to $15 per day. 
A businesswoman and philanthropist, she left two-thirds of her estate to educational institutions and charities, including the NAACP, the Tuskegee Institute and Bethune-Cookman College. In 1919, her $5,000 pledge to the NAACP's anti-lynching campaign was the largest gift the organization had ever received.
Ms. Walker was inducted into the Junior Achievement U.S. Business Hall of Fame in 1992. A true American success story...
When we began to make $10 a day, [my ex-husband] thought that was enough, thought I ought to be satisfied. But I was convinced that my hair preparation would fill a long-felt want. And when we found it impossible to agree, due to his narrowness of vision, I embarked on business for myself. - Madam CJ Walker.
Wikipedia
Escaping the Rat Race...
Do you wake up in the morning dreading going to work? With the rising unemployment rates, offshore outsourcing of jobs and inflation, it's a good thing to have a steady source of income. But if when you rise in the mornings, you aren't enthused about starting your day than you're not doing what you want to do. You're just you living for the weekend or your day off!
Many want to and even dream about escaping the daily grind of working for someone else. Most even dream of this while at work, the dilemma for many comes from timing. Even if your finances are stable being able to quit your current job, with the obligations to family life, is very difficult. The ability to juggle, late nights, early mornings, family outings with just getting dinner ready, can be overbearing, if not impossible for even the best of them.
I've learned the mindset is probably the most important factor in escaping the rat race. You will have to think differently than you do for an employer, you are the owner and if you don't work everything shuts down. My first experience with this was exhilarating and scary one all at the same time; it was the beginning of my 3rd tax season and my system crushed, I mean the green light wouldn't even come on. Now my first thought was hippy I get to go home, because when I was in corporate america that's what would happened. When the system wasn't working we couldn't work. But this time there was no IT Dept to call and yell at, to get the system working. It was all up to me to fix it, there was no running away from the problem, it was get it fixed now and there is no more work, ever. It was really Do or Die!
This kind of shift in your thinking process must be in place, not only to be successful, but to survive and it will not occur over night!
So to get to doing what you want to do you must:
1. Weigh your pros and cons. This will help decide if the time is right to break free or if you need to do more planning before stepping out. But for those that's forever a planner and never take action – you may need to jump out of the boat and learn to swim! ( That's me)
2. Look for alternative ways to support your lifestyle. If you're use to a six figure income, it may not come fast or easy but it will come with determination. Look into home based business ventures – avoid the scams! Also play with your talents and interests to determine if any are marketable. Maybe search your family for secret recipes that's
been handed down from generation to generation.
3. Surround yourself with like minded people, those going places and doing things will always motivate you beyond belief, to go another day. Success stories will get you over the hurdles that will come while trying to break free. Of course, avoid the naysayers. It's not that they're trying to kill your dreams, they're just looking at it from a different mindset, that you can only live if someone else gives you a check state of mind. You know the one you just got away from. They may say, I wouldn’t do that if I where you. How will you live? What about your responsibilities? Many times, these people also want to escape the rat race but are not willing or able to take that leap. So face the fact that you will probably be in this alone and will need to motivate yourself for a while. Having a team of “real” support to help you when you can’t, will be priceless if possible.
4. Try to save some of your own money first. Financial obstacles are usually the mountain that we must overcome in making that initial decision to leave the rat race. If you have a little nest egg socked away it takes some of that edge off the decision and give you a little more freedom to make moves.
5. Streamline your lifestyle. If leaving the rat race isn't your ultimate goal, maybe you just want to enjoy retirement sooner than evaluate where you can cut back and those cut backs become savings. Turn those savings into investment that will grow and as they grow your days, months and years in the rat race become smaller and small until they are none!
What ever your goal is in escaping the rat race, I am sure, that with a little repositioning, patience, dedication, and hard work – you can achieve your end results! One of my fave mottos is: "Don't work for your money, make your money work for you"
Philanthropy Corner - Big Kidz Foundation
One half of the world famous ATL duo "Outkast" is more than a rapper, actor and businessman, he's also a philanthropist. His charity, The Big Kidz Foundation, is a non-profit organization dedicated to developing socially conscious youth. And according to his site, the vision of The Big Kidz Foundation, is to positively affect literacy, mathematics, public speaking, and artistic inclination through use of humanities.
The organization offers three specialized programs that Big Boi feels are extremely important to the future of our youth.
The Big Voices Program, is dedicated to empowering youth ages' 12-18 to have a voice. Youth are encouraged to "stand up and speak up" by giving them a platform to speak and the tools to effectively communicate.
Debate/public speaking Clubs- As a part of the Big Voices Programs, Public Speaking clubs, similar to Toast Masters, are sponsored in local schools. The goal of the Big Voices Clubs is to help our youth:
. Communicate more effectively
. Become better listeners
. Improve presentation skills
. Increase leadership potential
. Increase self-confidence
Oratorical Competition- The Big Voices Program hosts and annually speaking competition where youth throughout the state can compete in for scholarship.
Teen Summit -The Big Voice Program hosts is an open forum for youth to have a discussion about politics, life challenges, their future and the world issues. The forum is facilitated by youths with the support of business and community leaders, mentors and peers.
The Big Moves Program provides youth with an opportunity to travel locally, statewide, nationally and internationally. Through this program participants will be exposed to culturally diverse experiences that are designed to expand their horizons.
Travel Experience "Heritage Tour" October 25, 2009
Submit a 1 page essay on "Georgia Heritage" by midnight October 2, 2009
And The Big Talent Program provides youth with a platform to showcase there talent as well as opportunities to sharpen their craft. Throughout the year, selected individuals and groups are given chances to perform at various Big Kidz Foundation events.
This is an awesome effort to provide a much needed outlet to our youth and with rappers consistently under attack are leading kids down the wrong path, Big Boi with his organization clearly shows that artist do give back and are concerned with our kids and the direction of their lives. To help check out Big Kids Foundation and donate.
"It is my hope that the children in these undeserved communities officially become part of this national conversation that we have been left out of for years". "The efforts within this program will not only stress education, but will stress exposure to culture," Big Boi.
Teenpreneur Corner - Camille Winbush
Many may know this young lady from her numerous acting gigs, such as The Bernie Mac Show, Greys Anatomy, ER and currently The Secret Life of an American Teenager. But Camille Winbush, is also a very successful teenpreneur, at the age of 14, the actress opened her own ice cream parlor Baked Ice.
Located in Pasadena, California, Baked Ice celebrated its 1st anniversary with revenue of $120,000. With the help of her mother and aunt, this ice cream parlor also sells her family recipes of cookies that's baked fresh each morning.
This busy young lady even works the counter, getting the full experience of running and maintaining a business. Black Enterprise awarded her Teenpreneur of the Year in 2004, a prestigious award given annually for outstanding business leadership. And just like most people that catch the entrepreneur bug, Camille began franchising her business and plans to open another bakery here in Atlanta.
Along with being an entrepreneur, she's an award winning actress and singer, motivating numerous teen girls around the globe.
Women of Achievement Month - Oprah Winfrey
Kicking off her 24th season today with “the most anticipated music interview of the decade,”. Ms. Winfrey is undeniably a women of achievement.
Oprah was born to a teen mother in a small Mississippi town, but through trial and tribulation (raised very poor, divorced parents, lived from place to place with various relatives, molested as a child, drugs and lost a baby born prematurely), she has become one of Americas most wealthy and successful women.
Her influence is undeniable, check out the Oprah effect on CNBC, because she is confident enough to share and has continued to use her fame and wealth to positively make a difference in the lives of people in need.
After studying at Tennessee State University she vividly heard her father's encouragements and requiring high standards of success for her. Her grandmother was adamant about reading, and this she has said caused her to imagine and dream big dreams, because she know there was more than her surroundings and she was anxious to explore.
Her achievements are massive: She was the first black African American woman television news anchor to work in Nashville on the WTVF-TV station at the young age of 19.
In 1984 she host "AM Chicago", an early morning talk show. It went on to become the number one ranked talk show shortly after she started and was renamed "The Oprah Winfrey Show", than was syndicated nationally in 1986.
The Oprah Winfrey Show has become one of the most successful and highest ranked television talk show programs in history, viewed by more than 20 million Americans (USA) every week and broadcast Internationally to more than one hundred countries worldwide.
In 1993, Winfrey hosted a rare prime-time interview with Michael Jackson which became the fourth most watched event in American television history as well as the most watched interview ever, with an audience of one hundred million.
In 1996, she started, "Oprah's Book Club", where books she consider great reads are endorsed and immediately become #1 best sellers.
I think the most memorable show for me has been the car giveaway, "You Get A Car", "You Get A Car", "Everybody Gets A Car", Oprah gave away 276 new G6 sedan, totally free.
She was nominated for an Academy Award in 1986 for Mrs. Sophia in The Color Purple and in 2005 brought the movie to Broadway as a producer starring American Idol Winner, Fantasia. for Best Supporting Actress. I can't wait to see the show this weekend.
In October 1998, one of her most public disappointments was the not so well received production of Beloved, based upon Toni Morrison's Pulitzer Prize winning novel. Beloved opened to poor box-office results, losing approximately $30 million.
Also that same year, she began Oprah's Angel Network, a nonprofit organization, that encouraging people around the world to make a difference in the lives of underprivileged others. Of course she gives beyond belief, Oprah's Angel Network has raised more than $51,000,000. Winfrey personally covers all administrative costs associated with the charity, so 100% of all funds raised go to charity programs.
But outside of her own charity she has been named the first black person listed by Business Week as one of America's top 50 most generous philanthropists, having given an estimated $303 million. We all remember her in the wake of hurricane Katrina, where she rebuilt homes in four states before the one year anniversary. And closer to home here in Atlanta, she has assisted more than 250 males get an education at Morehouse.
She began to publish her own magazine in 2002 and now has two: O, The Oprah Magazine and O at Home. According to Fortune O, the Oprah Magazine the most successful start-up ever in the industry.
The satellite Radio deal to me was one of the most impressive. A three-year, $55 million contract with XM to establish the channel, Oprah & Friends, was a big deal. Now only did she get paid as she always does, but she brought along her friends to have shows as well. The channel broadcasts 24 hours a day, seven days a week on channel 156.
She has co-authored five books and it has been said she received the largest advanced fee just over the record holder former President Bill Clinton for his autobiography.
She's involved with several popular shows, such as Rachel Ray, Dr. Phil and the much anticipated Dr. Oz show soon to come. Even hand picking, then Senator Barack Obama to run for president, one analysis estimates she delivered over a million votes in the close 2008 Democratic primary race.
And believe me these achievements are just the tip of the iceberg, get the rest of her achievements at Wikipedia
"What material success does is provide you with the ability to concentrate on other things that really matter. And that is being able to make a difference, not only in your own life, but in other people's lives." Oprah Winfrey
Women of Achievement - Whitney Houston
The true #1 DIVA is back at it, and since September is Women Achievement Month, there's no reason my woman of influence for this week shouldn't be Ms. Whitney Houston.
With a new #1 album, out yesterday, and a much anticipated interview with another woman of achievement, Oprah Winfrey for her 24th season premiere, Whitney is ready for a new beginning.
I was surprised to find out she had broken so many records throughout her career, check them out below:
After starting as a backup singer for many accomplished singers, such as her mother, Cissy Houston, cousin, Dionne Warwick and Godmother Aretha Franklin just to name a few, she released her first album, Whitney Houston, was released in 1985. To date the album is an international success, certified 13x Platinum (diamond) in the United States and selling 24 million worldwide.
With her second album Whitney, released in 1987, she became the first female artist in music history to debut at #1 on the US and UK album chart while also hitting number-one in several other countries around the world. From this album at least four singles peaked at #1, Whitney is certified 9x Platinum.
Of course she toured and was one of the top 10 highest earning entertainers according to Forbes Magazine. She was the highest earning African-American woman and the second highest entertainer after Bill Cosby. 
In 1989, Houston formed The Whitney Houston Foundation For Children, a non-profit organization that has raised funds for the needs of children around the world. The organization cares for homelessness, children with cancer and AIDS, and other issues of self-empowerment.
She was constantly scouted for movies but decided to star in The Bodyguard in 1992, The film was a mega hit, grossing more than $121 million in the U.S. and $410 million worldwide.
The film's soundtrack was just as successful, it was certified 17x platinum in the United States with worldwide sales of 42 million. Whit, won three Grammys, including Album of the Year and Record of the Year.
Earning from The Bodyguard and another tour, catapulted her to the third highest earning female entertainer of 1993-1994, just behind Oprah Winfrey and Barbra Streisand.
After four studio albums, she renewed her contract with Arista in 2001 for an unbelievable $100 million.
Whitney Houston is undeniably one of the world's best-selling artists and a woman of many achievements, having sold over 140 million albums and 50 million singles, worldwide.
She is ranked as the fourth best-selling female artist in the United States by RIIA, titled "The Voice", she has been listed by Rolling Stone magazine as one of The 100 Greatest Singers of All Time.
Check out Everything Whitney, All of Whitney
Can I manage my time...
There are only 24 hours in a day, seven days in a week, four weeks in a month, and 12 months in a year – how am I supposed to get everything done that I have to do? Work, play, children, significant others, friend, family and me – this is all too much. Constantly running from here to there – please help!
Time can manage you or you can manage your time! I fall into the trap of letting time manage me when I don’t make time to sit down and put things into perspective and prioritize the events of my day. There is so much that I want/need to accomplish and most times think I have to do it all today. Leaving me so overwhelmed and then it comes: The big melt down / shut down and I do nothing.
So, as a gentle reminder to me – I follow these tips daily! Of course I must have two different categories: some of the things that I practice already and some that I will incorporate.
| Evaluate current use of time | This will allow you to get a big picture of what you are doing, what works and what doesn’t work |
| What's your best time in the day (morning, afternoon or night) | This will let you know how to prioritize your tasks for the day |
| Plan for tomorrow, tonight | I write a to-do list and stick it on my desk so that I see it in the morning |
| Question your time usage | Remember when it’s gone you can’t get it back, make the most of it |
| Don’t double back | This one I admittedly have problems with. Handle each event once! From experience, I am learning that this occupies mental time and means that you are not fully focused on what is in front of you. |
| Delegate | It helps tremendously, Do it |
| Concentrate on that day's goal | Make sure that your focus for that day is accomplished and beware of procrastination that side track your day |
| Prioritize | Each day will have long and short-term objectives. What needs immediate attention and what doesn’t? |
| Learn to say NO | Politely, persistently but honestly – No is not a bad word |
| No moredistractions | What ever tends to be a distraction, cell-phone, email, and radio, whatever – eliminate that and focus |
| Have a goal | Live on purpose |
| Consider other people’s time | You will find that it comes back to you |
| REWARD YOURSELF | It keeps you motivated |
Raising Children to be Entrepreneurs
Kid / Teen entrepreneurs are a big business, some earning millions, they are determine, focus and playing by their own rules. And it’s not just roadside lemonade stands and bake sales, either.
These days, “kidpreneurs” are making grown-up money with businesses from web design to toy consulting to natural product creators to lawn services, even magazines and radio shows. Nothing has been off limits.
Even if your child doesn’t have a business of their own yet, you can teach them how to become more entrepreneurial by following these easy tips.
Let them help with your business ( research your city because their are regulations, called Child Labor Laws) but we all know parents are the first and greatest example of everything. If you're not an entrepreneur being supportive in their dreams by assisting is just as important. (It's not unusually for our kids to teach us). Most kidpreneurs will tell you that they got their first exposure to entrepreneurship from mom or dad, helping you with small tasks or just seeing you in action teaches they the ropes.
Since we are in the techno age, they may know more than we do with this social media jazz. But filing papers, typing documents, maintaining the office, filing orders and even sealing and mailing envelopes give them tons of exposure to being in business for yourself.
Assisting them to understand the value of being your own business ( big or small) helps them to see one of the quickest way to build wealth, and puts them in control of their financial destiny. Explain the difference between and employee and an employer.
Scout out and encourage them to join Jr. Entrepreneur programs, Toastmasters, Jr. Achievement and National Business Camps for kidpreneurs that's provided in various states, most have grants and require no payment. A great program is Network For Teaching Entrepreneur
Have them watch the behavior and success of other entrepreneurs, such as Oprah, Bill Gates and even explaining how artists are entrepreneurs helps. Seeing is believing and helps build their confidence that this can happen for them too!
Giving them these options aren't saying they can't or shouldn't work for someone else (be an employee because they is definitely value in those opportunities as well). However, if they choose that route and it's not for them, things don’t work out, they are equipped with the basic tools to have the confidence to go it on their own.
Check out these tips:
• Never let “I can’t” be an answer: This should be a resounding concept in your home, self-defeat is not an option, try, try and try again is the way. Asking for help when needed is strongly encouraged.
• Teach them responsible law abiding practices: A major part of successful business ownership is the ability to maintain accurate records and policies. Teach them about money management and how to attain the financial skills needed to run a business successfully.
• Get them involved in community activities: Getting in the graces of the community is an extra reward. Not only will this help them to feel involved, but they will learn service, which is an important part of entrepreneurship. Encourage them to volunteer and teach them about the importance of giving back.
• Emphasize education: Drill home the significance of education and training, whether formal or informal. Let them know that to be a successful entrepreneur, they will need a solid educational foundation.
So go and cheer, cheer, cheer for your teenpreneurs!!!
6 Easiest most Difficult Businesses...
There are massive articles on how to start a business, so many that deciding which to read is a job within itself. So I thought narrowing things down a bit could be somewhat helpful. Check out six business that are so easy to start that you may want to reconsidered getting into them for that simple reason.
1. Restaurants. We all know someone, most likely Big Mama or Nana that can cook so good, it's a pure travesty that not everybody in the US can endulge at least one of her meals. But being able to cook a great meal and operating a booming restaurant business for some reason don't go hand and hand. Yes many American eat out daily even in this time of recession but according entrepreneur.com 60% of restaurants close in the first three years. Simply due to the management skills required to operate during seasonal fluctuations, employee behavior and budgeting for utilities and product supplies. Most great cooks are patient and enjoy the feeling food gives so being able to micro manage and run a tight ship goes against what they are.
2. Direct Sales. I know working from home sounds good and being in control of your time is great . But are you really a salesperson? Being able to sell water to a well isn't easy. And just because the company say it can be done because another did it, doesn't mean it's possible for you. Diligence is the key! And according to a SCORE rep, Ken Yancey, money is made mostly be recruiting new reps into the organization and getting bonuses or a cut of their recruits' commissions. The new reps then have a much harder job because they need to recruit more people on top of selling product even though the number of reps out there is increasing. The result, Yancey says: "Most of them wind up with a bunch of jewelry or kitchen equipment sitting in their basement that they can't sell."
3. Online Retail. This just may be the easiest business to start, selling items through online marketplaces such as eBay or Amazon. But what has happened is the same thing that always happen when things are thought to be easy, the competition comes. There are so many established vendors and hundreds more joining by the day, it's very difficult to carve your niche and stand out among the masses.
4. High-End Retail. OMG, don't you just love fashion, it's a dream industry, everything looks so glamorous and fabulous. But it's the same for most girls and EVERYBODY dreams of opening a spa or boutique, simply because the market is huge. But with times so difficult, buyers are having to cut back on spending and luxuries are the first to go.
5. Independent Consulting. Everybody could was a little guidance right? And believe me as a business owners you need more that the average person. One problem is startup companies who really need it can't afford consultants and or don't understand how important consultants are. It seems the hardest thing is the struggle with time management problems, spending so much time scouting work that it's very difficult to earn steady income. "The difficulty many face is they go through peaks and valleys of having work," says Prof. Ceru. "When the engagement ends, they are frantically looking for work," which may take weeks or months.
6. Franchise Ownership. I heavily weighted this option when I first got started than quickly ruled it out when I found out how much they cost. It's true that everything is laid out for you but there are restrictions and contractual obligations that must be followed. So research is very important and if you have to research, grow your client base and all the things a regular business has to do, you might as well not fork over a percentage of your profit just to use a stable business name.
Small Business Corner - Smooth Mooove
Smooth Mooove - Senior Relocation Services
The first time I heard about Smooth Moove it was the AMI course offered by WEDA, a nonprofit that women business owners and those aspiring to be. Adrienne Simpson and her company was an example of how helpful the program could be. She defied the odds, after having to move her elderly mother from Georgia to Michigan, she realized there could be a need for a specific service to a specific market, The Elderly and has since built a $550K + a year company, from hard work, passion and the desire to be of service.
Adrienne feels since seniors have lived in their home for a lifetime their move situation is delicate and very different from any other move. "They've raised families and are surrounded by special memories, precious heirlooms, and family history. Suddenly the home they once loved is now overwhelming with responsibilities and difficult to live in. When a decision is made for a senior to relocate to a smaller home that's right for them seniors need assistance and lot's of it". "When a senior moves, they downsize. They don't take everything with them".
The Smooth Mooove site is loaded with information from the services they offer to moving tips, also because of her hard work Adrienne and Smooth Mooove are always in the media. Here's a clip of her below:
What's Your Labor of Love?
In honor of labor day, Are you in love with the labor you give or what would you like to do that would give you the ultimate satisfaction?
Ever wonder why we celebrate labor day? I mean just what brought about enough recognition to garner a day of no working, a National Holiday? It seems New York city was the first to implement the idea of takign time off from hard work to relax and enjoy yourself, back in the 19th century. To honor hard work with a day of fun, food and family. According to About.com the day is a creation of the labor movement and is dedicated to the social and economic achievements of American workers. It constitutes a yearly national tribute to the contributions workers have made to the strength, prosperity and well-being of our country.
Someone must have been overly ecstatic with their job or so unhappy with it that they need a day away, to come up with an idea of celebration for labor. So which are you, ecstatic or over It? Channel your inner most happy thoughts and see if you love your daily labor? This quiz will help too:
1. Do I love it or hate it? When you think about your job, what is your gut reaction? Do you dread going to work or look forward to it? How do you feel about your duties, your colleagues, your managers, the location, the office culture?
2. What aspects of the job do I enjoy? In most cases, not everything is black and white. There are bound to be parts of your job that you like and others, well, not so much. Identify those aspects that invigorate you and think of ways to increase those responsibilities.
3. Why do I do what I do? What is your motivation? Do you find your job challenging? Do you do it for the compliments? Because it is easy? Because nobody else will do it? Take an honest look at your inspiration.
4. What am I good at? What are your most impressive skills? This can be a tricky question because being good at something doesn't necessarily justify doing it. The task may be boring or no longer challenging. Is your preoccupation with this task eating up your time on the job? Are there assignments holding you back from reaching the next level in your career? If so, it might be time to delegate.
5. Where am I replenished on the job? What aspects of your job do you find fulfilling, challenging, or exciting? Where do you get the positive energy to move forward? Are there projects or assignments you'd like to try, but haven't?
6. How can I replace the tasks I loathe with those I like? What can you move or delegate? Are there opportunities for you to swap with colleagues? The practice of "switching" tasks can breathe new life into a team, but it can also be unsettling to some of your peers. Work with your team, department, and managers to clearly define roles and encourage an open communication about job expectations.
7. Do I prefer to work alone or as part of a team? What works for you? Are you a loner, a team player, or a combination of both? And what are the circumstances you are in every day?
8. Are there groups of people I enjoy working with, and those I don't? Look for ways to increase your interaction with the "good" folks and reduce your time with the drainers.
9. Is it possible to make these changes? When you do this brutal assessment of your job, be honest with yourself. What is holding you back? Is it you, management, your responsibilities? Are you able to effect the changes you need to be truly happy in this job at this organization? If not, it may be time to leave.
10. As a manager, how can these changes support the organization? This quiz is about you, but not everything is about you. How do your career goals mesh with the company's mission statement? How can your newly designed job and responsibilities benefit the organization? Once you have determined the advantages to the company, lobby senior leadership for their support. If people who report to you took this quiz, how would they fare? Would the organization be able to support positive changes for them?
If you are 50% happy with your job today, work to increase those numbers to 75% or higher by putting a plan in place to affect change. Reference
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Side Hustle - Custom Jewelry Maker
Who doesn't like jewelry? Well there are some people that don't but I think, those that do heavily outweigth those that don't. So if you have a passion for creating nice, timeless pieces why not sell them to the millions of people that love to where jewelry.
Beading seems to be a hot new trend these days, there are several boutiques here in Atlanta that offer classes to teach you how to bead or help you fine tune your skills. Check out The Southern Flamesor Brina's Bead.
Step #1 - You can purchase your material at affordable stores such as Walmart, Hobby Lobby, or online.
Step #2 - Create quality products, I hate to get dressed and an accessorized only to look down and realize my necklace is gone, broke and lost in the wind somewhere.
Step #3 - Get equally chic packaging for your items, a sandwich bag won't cut it.
Step #4 - Get advertising material, i.e. business card and fliers with your contact information and pictures of your custom designs on the back.
Once you get your jewelry ready to sale, roll out the marketing wheel with all your might, get a free website, myspace, facebook, twitter account among other social media sites, tell all your great friends, coworkers, join trade associations and attend as many vendor booths as possible.
Get started at The Beading Circle
Philantropy Corner – The Luda Foundation
It looks as if our hometown hero, Chris "Ludacris" Bridges is still at it. This weekend in Atlanta will be huge for Luda and his foundation, The Ludacris Foundation (TLF). Ludacris, TLF and an Atlanta car dealership, Nissan South are partnering for “Stars for Cars - The LudaDay Giveaway”, to give away 20 used vehicles to several deserving Metro Atlanta area residents.
Follow Friday - Weddings vs Family Business
With an ode to Twitter, I'm doing a Follow Friday. But also because Dante Lee of Diversity City Media, has a great point, I thought I would share. Check out his blog and recent article on "Wedding vs Family Business".
Teenprenuer Corner - Najee McGreen
Najee McGreen started Techmaster Computer Works in 2002, a computer repair services company, that is responsible for overseeing repair jobs, education provided through his company's youth development program, and free technical support provided through a community outreach program.
At the tender age 14, Najee got in business by turning a god given ability into a passion, he would fix friends and neighbors' systems by request. And soon realize there was a niche market that needed his services. Soon, he began teaching small, two hour classes on Saturdays for $20 per attendee.
Najee, who's self-taught, keeps himself trained and up to date in his market with books and online tutorials. Being fortunate enough to start with very little to no financial backing, in two years the than 17 year old was generating approximately $7,000. Now he's an author, Black Enterprise Teenpreneur award winner, NFTE member, speaker at various events and has expanded his company, to online services.
Retiring As an Entrepreneur....
Putting some away for tomorrow!
When you're in business for yourself and everything is going grand, Remember that saying, “Don’t put off for tomorrow what you can do today.” At some point in your life you'll have the desire to lay back and relax, so even though the rat race is so far behind you, there is still a need to think about your tomorrow.
We've been told for years the sooner the better, I'm always amazed at what can be accomplish for those golden years, when you start early and how what you do today will have a direct effect on your tomorrow’s lifestyle.
As a business owner you have many different options of starting a retirement plan:
You have the Self – employed 401k or Solo 401k, it's flexible and works much like an employer’s 401k also having a matching contribution. The cap for total contributions is $44,000.00 unlike with employer 401k plans.
Another option is the SEP or Sep IRA (simplified employee pension). They are basic and easy to understand and also offer low maintenance costs. Your contributions are tax deductible and you can contribute up to 20% of your net self-employment income and 25% of your salary as an employee of your own corporation. If your income fluctuates, so can your contributions
Just be mindful and do your research, planning will be the key for a good retirement, follow these steps to get started:
1. Determine how much you will need annually to live comfortably and how much time you have until your retirement. Including wills, beneficiaries, estate planning and such are very important.
2. Having multiple avenues of saving work best, hopefully social security, pension and stock & mutual fund investments.
3. Be creative with your current daily expenses so that in tomorrow you won’t have to worry, ask yourself, “Does this fit with the goals I’ve set for my life?
4. Prepare for inflation. Educate yourself on today and tomorrow’s economy as well as as with every major purchase.
One final bit of advice is to stay healthy, in our senior years; health care is the biggest drainer of our resources!
Click here for a retirement calculator.
Business Credit, How do I get it?
Credit is an important aspect of our economy, it's used to determine how responsible you are financially. And the same is true for businesses, although used differently, business owners, purchase start-up items, pay employees and float the company through hard times, companies are still judged for credit worthiness by their credit score.
First things first, personal credit and business credit are not one in the same and to start building your business credit you must completely separate the two. Simple because if things don't pan out with your business you will not be destroyed personally. And also the same with business, you want your business to be able to stand alone, so if your personal credit is altered in anyway you don't want the efforts of your business to suffer.
To begin you must first be recognized by your state as a business by becoming incorporated or form an LLC. If you are a sole proprietor you can't separate business and personal so your personal credit will always be used for your business.
After following the steps to starting your business, see E-Book, "Starting your Small Business the Right Way", you should open a business credit file with all three business credit reporting agencies; Experian B.I.S., Dun & Bradstreet, and Equifax S.B.F.E.
Then, get five vendors and/or suppliers that will extend a small amount of credit to your business and report your payment histories to the agencies. There are various ways to obtain lines of credit, through banks, credit unions, retail stores and wholesalers.
Also, you will need to get three business credit cards that are not connected to your personal credit history and that will also report to the business credit reporting agencies but it's a must that you pay all your bills on time.
Small Business Corner - Cafe Circa
Here's a description from their site:
We welcome you to Café Circa, Downtown Atlanta’s chic and swanky place to SAVOR, INDULGE and BE. We offer you a casually sophisticated environment that uniquely merges classic style and modern elements with scrumptious signature menu items and a premium bar offering a list of specialty drinks, creative cocktails, and martinis for every taste. Come relax in our ultra lounge atmosphere where an eclectic menu with exotic international flavors awaits you.
Café Circa prepares light, fresh and deliciously seasoned food with a Caribbean Latin twist to surely satisfy your palate – empanadas, an array of crisp hearty salads, sautéed and spicy seafood, and an assortment of delectable desserts just to name a few of the various appetizing selections. Listen to our live music, sip on a drink, enjoy a tasty bite to eat during lunchtime, after work, or late at night. We invite you to experience Café Circa… SAVOR. INDULGE. BE.
Check them out for a elegant, relaxing night in town.
Side Hustle - Personal Trainer
With the season changing and fall vastly approaching, the idea of earning some extra cash with training individuals or groups isn't a bad idea. Although summer is the season to show off your body, fall is the best time to get toned and in shape. Because of the holidays people eat tons more and pack on the pounds easier because of it.
Trainers are considered independent contractors / self-employed and their love of health and fitness can be contagious, to get started you must know the most important asset of your new business is you.
So:
1. Get Certified
Certifications are always helpful because it verifies that someone be it an individual or company can say that you are capable of providing the services you are certified for. So the next thing is deciding which certification programs are for you? Click here for help
* Compare the major certification programs
* Online courses versus Workshops
* Free Practice Exams and Study Tips
* Trainer Recommended certification programs
* Pass the Test with our Exam Prep Course
2. Get Ready to Run
In most businesses, one piece of advise is to look the part. Being in shape yourself will develop confidence in your new skills and prepare for starting a personal training business. Get a mentor
* Build your exercise routines using our video tutorials
* Learn from other Trainers
* Practice on friends and family
* Build your Confidence
3. Get Clients
This probably the most important after certifications, because you will need people to pay for your services. Good prospects could be athletes (professionals and amateurs), women age 25-45, corporations that offer this service to employees as an incentive and non-profits specializing in health and fitness. Having good customer service will be key, even as you kick they butt to get them in shape. Get more
* Converting Prospects to Clients
* The Initial Consultation
* Forms, waivers, and worksheets
* Developing the training plan
* The Client's first session
* Ongoing Communication with your clients
cartoon
The New Minimum Wage...
Nearly 3 million workers got a pay raise in July when the federal minimum wage in the United States rose from $6.55 to $7.25 an hour.
Now I know $.70 doesn’t sound like much, but if you’re a minimum wage worker in the United States, every penny counts. With food, gas and everything else under the sun going up in cost, the bump in pay came at a time when many people needed it the most.
On the flip side, the increase has some politicians and small businesses upset, they feel this could devastate employers and financially cripple businesses.
So the question is: Will it help or hurt?
That depends on whom you’re asking.
Clearly, it will help millions of Americans who are scraping by. Over the last two years, minimum wage workers have seen their paychecks increase three times as part of the Fair Minimum Wage Act of 2007. Yet, most still struggle on poverty level wages of $14,500 a year. And that’s factoring in the recent wage increase.
But from a business standpoint, if your sales are slow, cost are increasing you can’t afford to compensate your vendors and the extra income would also mean the business paying more in employers’ tax than the increase could mean laying off workers or even possibly closing your doors.
The extra money is expected to generate an economic boost -- $5.5 billion in additional consumer spending, according to the Economic Policy Institute, a Washington, D.C. think tank, this will be good for the economy and we need it.
One way this could benefit both is to support small businesses more, I personally have made a challenge to myself that I will spend a minimum of 10% of my purchases with small businesses. It may take a little more effort to find them but the reward will be great for the economy.
Best Zodiac Signs for Entrepreneur..
For people that believe in the power of the stars, they can draw inspiration from their astrological sign regarding business practices. In fact, it’s a little known fact that several of the signs are actually more geared towards entrepreneurial pursuits than others.
For example, Sagittarius have great business personalities, as they are confident and highly assertive. In fact, according to a recent poll, around 45% of Sagittarius start-up business owners say they will become millionaires in the next five years. Yes, I am a Sag but I promise I didn't make this stuff up, lol. But it does explain why I get so focus on my business.
In addition to Sagittarius, Capricorns also have great entrepreneurial personalities, as they are realistic about their goals and are more pragmatic, generally speaking. Aquarians start businesses early and Virgos have the patience needed to be successful in business.
Taurus are great managers, as they tend to be more stubborn and bullish, translating into the ability to fight for their staff.
However, all business personalities could learn something from the sign of Sagittarius.
According to Tina Thompson, of the Association of Professional Astrologers, ““If life vindicates our beliefs, we might all benefit from embodying more Sagittarius faith and optimism. While we’re clearly governed by our astrological traits, I also believe the horoscope of the business itself will have an equally critical influence on its success or failure.”
So, what's your sign? And what does it say about you? Check it out
Kids & Money Management
It’s never too early to begin teaching your children valuable money lessons.
In fact, teaching your kids how to manage their money is probably one of the greatest lessons that a parent can teach a child. Money management skills aren’t taught at most schools. That means it’s up to parents to equip our children with the tools they need to manage their money the right way – with saving, investing, giving back and learning how to make smart purchases.
When to Begin?
As soon as they are able to comprehend spending they should be taught management. My four year old, a toy fanatic, knows that if he helps mom in the office, emptying the trash and arranging the waiting room chairs he can get $5. But of that $5 he must put $2 in his piggy bank. It took some getting use too because of course he wants the most expensive toy in the store.
It’s Good To Earn
Money doesn’t grow magically from Mom and Dad’s ATM card; it is earned, especially when it is given as an allowance for chores jobs outside of a child’s daily work. Requiring that they save a percentage of what they earn instill good saving habits early.
Make It A Game
Saving doesn't have to be boring or some stressful event that they see as depriving them of fun. Get your child their very own bank account. Make how much they save a “game” that rewards them with a match – your special rewards to them for saving at the end of each month. Teach them to appreciate the power of a growing savings account early.
Using Those Contacts...
I'm so happy to see that the US of A is running our country very similar to that of successful small businesses that are sustaining it. As you all know I love my president, his has so much swag it's ridiculous but my first presidential love will be somewhat eternal for Former Pres. Bill Clinton, I was so for Hillary when the presidential race began a couple years ago, simply to get Bill back in the White House.
So to see Former Pres. Clinton on CNN, to say I was elated would be an understatement, hadn't saw him in a while and he looked great. My joy rose to the 10th power when the freed journalist stated among the leaders of the rescue process was the one and only Pres. Obama is was amazing. That is until the reporter on CNN had to have Rev. Jess Jackson, chime in, and as always he subtly tried to cast an unified cloud over the situation. Can somebody please tell Mr. Jackson to stop speaking for us, please. Is it me? or Does anybody else not understand what the world he be saying? I just can't make out his speech... but anywho.
Laura Ling, a 32-year-old California native, is the younger sister of Lisa Ling, a correspondent for CNN, "The Oprah Winfrey Show" and "National Geographic Explorer." and another journalist Euna Lee, 36, a South Korean-born U.S. citizen, were arrested near the North Korean-Chinese border in March while on a reporting trip for Current TV and quickly sentenced to 12 years in prison.
Pres. Clinton met with communist leader Kim Jong Il on Tuesday to secure the women's release, he went as an unofficial representative and was able to gain such a position because he was the only recent president who had considered visiting North Korea while in office, and had actually sent his secretary of state, Madeleine Albright. They respect him and he had contacts.
Several things that made that situation possible was the USA ability to form a team with a strong reputation and exceptional ability to communicate. There was no one person that required the glorification and the most important fact or all is the ability to have contacts that can make a phone call or two because if you can't get your foot in the door, you can't let your star shine.
So network, network, network! Your network is your networth, as I've been told numerous times by my mentors.
And that my friends is Small Business 101.
Philantropy Corner – Jalen Rose Foundation (JRF)
The Jalen Rose Foundation (JRF)
Business Etiquette 101
Remember that etiquette is about people, whether in a business or social setting there are rules of engagement that apply. They will help you to come across with ease and invite a relaxed atmosphere where you can conduct business.
The first thing that will be noticed about you will be your appearance. Bodily language is huge and as important as what you wear. So ensure that both are appropriate! This also translates with written introductions as well! Although your visual image is not seen, it is implied in the way that you present yourself or your product verbally and even orally.
Cell Phone Usage
I address this first because of all technology; cell phones are the most common offender of business
etiquette! Notice all the signs that are posted in places of business regarding turning off or silencing your cell phones. Everywhere you go there are beeps, tweets and musical tones and an array of chattering conversations going on.
The person in front of you should be given and deserves your full attention while you are in their presence. Doing otherwise conveys a lack of respect to the matter and the person and who wants to hear your conversation about dinner last night while discussing business? So, as much as possible, please refrain from answering any call…mute your ringer until your dealings are complete!
Timeliness and Honoring Your Word
Two of the most absolute pet peeves of mine as I am sure they are with most people! Time is the one thing
that when wasted, you cannot recapture. Ask anyone who has had their entire day thrown off by a late appointment. Do your best to arrive at least fifteen minutes prior to your scheduled time. It shows that the meeting is important to you and you could also take that time to mentally prepare for your meeting.
There was an old adage that went, “Your word is your bond.” A bond ensures the value of what it is that you are offering. Yes, we know things to do come up but in cases like these, which should be minimal, still reach out and touch basis to let your prospective know that there has been a slight delay or change of plans as a courtesy!
A Firm Handshake and Great Eye Contact
They say you can tell a lot about a person from their handshake. It conveys a certain amount of self 
assurance or confidence! A loose grip and weak shake usually puts people off immediately and will not make for a good connection.
The same goes for eye contact. Eye contact shows personal involvement and fosters a bond. The eyes are the windows of the soul and will convey your integrity in fair dealing with your client!
A Lasting Impression
Go into every encounter knowing that even if you don’t gain the customer, you’ve left a lasting impression on that person as a person! The golden rule of treating others as you would have them treat you crosses business borders and applies just as it applies in our daily lives!
Use language appropriate to the setting that you are in. Convey your ideas and thoughts in clear and concise manners that will leave little room for ambiguity. Be professional, polite and positive at all times! Most of all remember, actions speak louder than words!
Side Hustle - Fashion Party
In times of a recession, having a job is good but to make it, one must hustle on the side. Check out this month's entrepreneur gig to get you more money:
Shopping for most us ladies is fun, exciting and therapeutic but why not get paid from it as well. From private shopping events at local boutiques to shopping parties in your home, you can cash in on one of your fave pastimes.
First, contact a local and/or online boutique and inquire about hostess incentives, one of the most important things is to figure out how many guests you need to invite, because if no one attend you can't sell anything, next determine where the party will be and if you will serve food and then have FUN shopping!
One of my fave boutiques is Controversy on Auburn Ave, who would love to assist. Check them out for a party and those exclusive pieces you've been wanting
Young & Doing It Big...
Who said you must be grown to be focused, determined and persistent? This is the corner for those entrepreneurs that started young, knowing what they want out of life and going after it.
When she was just 11, Jasmine Lawrence was drawn to become an entrepreneur when a chemical hair relaxer caused almost all of her hair to fall out. Persuaded that she should create her own product, Lawrence went online to research natural hair-care products, but found that most weren't as natural as their claims implied. She used her allowance to make her own, using ingredients such as lavender oil.
Lawrence got a business license, a tax ID number, insurance, women's and minority business certificates, and a company trademark. After borrowing $2,000 from her parents—and working before school and after finishing her homework—the high school junior launched her company.
After being nominated as Black Enterprise's Teenpreneur of the year, appearing the Today Show, Oprah and negotiated deals with giant retailers Wal-Mart & Whole Foods, her company Eden Body Works has amassed nearly $1 million in sales of its own brand of shampoo and hair conditioner.
Entrepreneurship is a numbers game but not number as in age, young or old it's about determination.
Flirt & Flutter Loft...
Flirt & Flutter Loft and Makeup Studio
I first met Shae after reading an article on her company in the AJC
, I was impressed because the piece was well written and colorful (several pics of her beautiful lash extensions). I booked an appointment not only to get my brows and lashes hooked up, I needed it bad, but also to get the 411 on how she got in the AJC
Shae ( the owner and operator) was extremely pleasant and surprisingly more than willingly to discuss being an entrepreneur and her contacts on the article, we instantly hit it off and still network together.
The loft is the Hottest and that was one of the best boutique experiences I've had. It has a modern shic vibe that makes you feel like a true ATL socialite and I loved it!
Check them out onDaily Candy and book your appointment, Shae is doing big things in Midtown, you won't be disappointed. Flirt & Flutter
Business or Relationship, Why Must I Choose...
When it comes to running a successful business, people often wonder how to find balance between personal time and the hustle and flow of 24-hour days it takes to run a business. Because of the sacrifice, commitment and dedication both require, being able to finesse the two can be tricky.
The early stages of business requires nurturing and involvement in every aspect of the operation, but having to decide business or pleasure isn't easy or fair, and can be accomplished without a choice, check out couples making bank
It’s all about balance, communication, understanding and compromise from both parts.
Your partner should be fully supportive of what you are trying to accomplish and if not, you may have to re-evaluate whether or not this is the right relationship for you or the right time to start a business.
Establishing a schedule and going that extra mile to stick with it helps, singling out time for work and time for a personal life may seem odd, simply because most people don't like structure (me included, why can't someone just add more hours in the day? Huh? All these inventions popping up, can I get some more hours in the day, please?). Anywho, yes, emergencies will come, systems will crush and supplies will not always arrive as scheduled, but it’s important to physically and mentally be available, so your other half isn’t left feeling neglected and second to your business.
And of course communication is always important, communicate and than communicate more, keeping them informed of your schedule no matter how many times in change in a day will make them feel apart of you and what you are doing. And finally the key ingredient is The Art of Compromise, you know that give and take stuff people are always talking about.
Success is a state of mind and having it all is no fun if there's no one to share it with. African American women are starting businesses more than any other group of people, one because we have too and two because we want too but we also want love, happiness and all that other ish....
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